This isn't a how-to-save post, but a "find your WHY" post:
http://twocents.lifehacker.com/personal-finance-has-everything-and-nothing-to-do-with-1766425829
And it's highly accurate, my own experience tells me. I label my various savings accounts for specifics (vehicle, vacation) that keeps it practical (new tires, no problem, tap the savings account) but also ensures I don't mindlessly blow money on daily Americanos, so that I have ample funds stashed for this summer's mountain vacation.
But for some people, a daily Americano will light up their life, because travel isn't all that important to them, or because they have perfectly-placed friends ensuring free vacation lodgings, or whatever.
On the other hand, I don't need enough funds for a trip to Europe, so instead I will spend a lot of my money on my personal trainer, who is vital to my daily happiness.
The point is to know what you're working your ass off FOR, adjust your spending habits accordingly, and ignore what everyone else is doing.
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